Flexible funding solutions for every stage of business.
At U.S. Business Capital, we understand that no two businesses are the same. That’s why we offer a range of flexible funding options to meet the diverse needs of American businesses. Whether you’re looking to expand, invest, or stabilize, we have a solution tailored to help you reach your goals.
Working capital loans
Our working capital loans provide the immediate funding your business needs to cover day-to-day expenses, purchase inventory, or manage cash flow. With quick approvals and competitive rates, these loans ensure that your operations keep running smoothly.
Working capital loans from $10,000 to $5 million
No collateral required
Favorable rates
6 to 60-month term options
Same-day funding for specific loan amounts
Requirements
Minimum six months in business
Three months of business bank statements
500 or higher credit score
$200,000 or more in annual revenue
Get a Funding Quote
Business line of credit
Ready to grow? Our business line of credit provides the capital you need to take your business to the next level, whether it’s opening new locations, expanding your product line, or hiring additional staff. We’re here to support your vision with funding that adapts to your ambitions. Gain access to a revolving line of credit to manage cash flow fluctuations and capitalize on immediate opportunities as they arise.
Business credit lines from $10,000 to $250,000
Unsecured — no collateral required
Favorable rates
Only pay for what you use, plus interest
Your credit line replenishes when you make payments
Requirements
Minimum one year in business
Three months of business bank statements
630 or higher credit score
$400k or more in annual revenue
How it works
3 – Receive Funding
Access the funds you need with confidence, backed by our team’s dedicated support.
Find the Right Funding Solution for Your Business
At U.S. Business Capital, we believe in supporting your success with tailored financing that aligns with your unique goals. Let us help you find the right funding option to fuel your business’s growth.
